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| Feature | ShieldSilver | ShieldGold | ShieldPlatinum |
|---|---|---|---|
| Monthly Cost | ~$25-35/mo | ~$40-55/mo | ~$55-75/mo |
| Service Fee | $75-125 | $75-125 | $75-125 |
| Appliances | Yes | Yes | Yes |
| Systems (HVAC, plumbing) | No | Yes | Yes |
| Roof Leak Repair | No | No | Yes |
| Coverage Caps | Varies | Varies | Higher limits |
| Best For | Renters / condos | Most homeowners | Older homes |
For new homeowners with older appliances: Yes. If your home has systems and appliances that are 5+ years old and past their manufacturer warranty, AHS ShieldGold gives you a financial safety net for ~$50/month. One HVAC compressor replacement ($1,500-3,000) pays for 3+ years of coverage.
For homeowners with newer appliances: Probably not. If your appliances are still under manufacturer warranty, you're paying for coverage overlap. Check your existing warranties on Dwelltory first — you might already be covered for free.
Pro tip: Before purchasing AHS or any home warranty, use Warnja to track every manufacturer warranty you already have. You'd be surprised how much is still covered. Then only buy home warranty coverage for the gaps.
American Home Shield is the largest and most established home warranty provider in the US. For homeowners with aging systems and appliances, it's a solid financial safety net. But it's not for everyone — if your appliances are newer, your manufacturer warranties may already have you covered. The smartest move is to know exactly what you own and what's covered before buying any plan.
Get a Free AHS Quote →Before buying a home warranty, check your manufacturer warranties. Warnja tracks them all — and alerts you before they expire.
Try Warnja Free →Free plan available · Premium from $3.99/mo