Choice Home Warranty

The complete warranty breakdown — what's covered, what's not, and what every homeowner should know.

Products Covered

Claim Contact

1-888-531-5403

Claim URL

choicehomewarranty.com

Dwelltory Rating

★ 4.3

📋 Warranty Coverage by Product

Product	Coverage	Rating
Basic Plan	14 systems & appliances covered, $46-55/mo + $85 service fee	⚠️ Limited
Total Plan	24 systems & appliances covered, $49-60/mo + $85 service fee	✅ Comprehensive
Heating Systems	Covered on both plans	✅ Included
Refrigerator	Basic: up to $1,500 cap, Total: up to $3,000 cap	⚠️ Capped
Roof Leaks	Optional add-on, $8-10/mo	⚠️ Add-on
Pool/Spa	Optional add-on, $8-10/mo	⚠️ Add-on

📞 How to File a Warranty Claim

Gather your model number, serial number, and purchase receipt
Visit choicehomewarranty.com/claims or call 1-888-531-5403
Describe the issue — be specific about symptoms and when they started
Schedule a service appointment (in-home or authorized service center)
Keep all documentation from the service visit for your records

⚖️ Pros & Cons

✅ Pros

Lower monthly cost than American Home Shield

24/7 claims filing online or by phone

30-day workmanship guarantee on repairs

Covers pre-existing conditions (if undetectable by visual inspection)

❌ Cons

$85 service call fee is higher than some competitors

Coverage caps on major items (won't cover full replacement cost)

Mixed reviews on claim approval rates

Must wait 30 days after purchase before filing first claim

💡 Dwelltory Pro Tips

📌 Compare Choice vs — AHS before committing. Choice is generally cheaper monthly but has lower coverage caps. AHS covers more per item but costs more. Your decision should depend on the age of your home systems.
📌 Read the coverage caps carefully — A $3,000 cap on a refrigerator sounds good until you realize a high-end fridge replacement costs $2,000-5,000+. Know what you're actually getting.
📌 The 30-day waiting period means you can't buy a plan after something breaks and immediately file a claim — Plan ahead.
📌 Choice Home Warranty covers pre-existing conditions IF they're not detectable by visual inspection — This is a real advantage over competitors with stricter exclusions.

📚 More Dwelltory Rundowns

Samsung → LG → Whirlpool → Carrier → GE Appliances → American Home Shield → Choice Home Warranty →

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